2. The Problem

This is the hard part.

Although I consider myself to be incredibly astute when it comes to money, this self-assessment is nothing but a mere fallacy unless I prove that I can handle the problem. Currently I am more than $100,000 in debt from student loans and I am determined to handle this NOW.

Why now?

Top 3 Favorite Excuses

"Oh when I start my profession I'll be able to tackle my debt" 

Yes, I've said it. 

"Well, right now it's not affecting my living situation so there's no use in doing it now" 

Yep, said it.

"I need to focus on completing these courses and not focus so much on money" 

I'm sure I don't need to tell you....

I've always seen it as an eventuality. I have this unbelievable faith that my "future me" will be able to handle "current me" and "past me" mistakes. 

There's the problem right there. Simple as that. 

I have never been this motivated to knock out my debt...ever!! 

Yet the problem remains glaring and right in front of me:

$100,000

Welp. Looks like I need to go ahead and start.